How FDIC Bank Account Insurance Works 3816762268780510832-blid-2201664023623883503

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Most people know that most bank accounts are insured but they may not know how this insurance works. Most but not all bank accounts in the United States are insured by a federal agency called the Federal Deposit Insurance Corporation or FDIC. This entity acts as both an insurance company and a watchdog for the nation's banking institutions. It insures most bank accounts against specific kinds of losses.